About Us
Q. What steps does the process to approval involve?
A. After filling out the online form you will receive a call from one of our representatives within an hour to discuss your current loan and determine which lenders may best suits your financing needs.

Q. Will I be charged any fees for using your service?
A. No, www.LowerYourCarNote.com is a free service.

Q. How long does this process take?
A. You will hear from one of our representatives within 24 business hours.

Q. Do I need to come up with another down payment?
A. In many cases, we will be able to refinance your loan with little or NO MONEY DOWN.

Q. Does my credit have to be good?
A. LowerYourCarNote.com works with lenders that handle all types of credit.

Q. What about my warranty?
A. Whether you have a factory warranty or an aftermarket warranty, it will transfer with no fees or penalties.

Q: What if I just want to get out of loan sooner?
A: LowerYourCarNote.com can restructure your payments to have you driving a new vehicle sooner.

Q: Can you get me into a new car or truck instead?
A: Our network of dealers can find you a new vehicle and in many cases keep your payment the same or even lower it.

Q: How long does the whole thing take?
A: In many cases we can do the whole procedure in 24 hours. Although some credit situations do require more time.

Q: Where do I have to go to do the paperwork?
A: Our dealer network allows us to find a dealership near you. We can also bring the paper work right to your home or office.